Organize bank evidence for marketplace lending oversight.
Marketplace lenders need to prove underwriting governance, adverse-action support, fair-lending controls, servicing oversight, complaints, credit policy changes, and bank-program obligations.
Built around the request the bank actually sends.
Lending oversight is evidence-heavy
Banks need proof that credit policy, model governance, adverse action, servicing, and complaints are controlled.
Requests repeat by product line
A bank request may cut across originations, servicing, collections, disputes, vendors, and reporting.
Context matters
The same report may answer multiple asks, but only if the source, scope, date, and human rationale are preserved.
From request intake to reusable evidence.
- 01
Load diligence and oversight requests
Bring in bank questionnaires, audit lists, credit-policy requests, and servicing oversight asks.
- 02
Normalize the request
Turn underwriting, fair-lending, adverse-action, servicing, and complaint requests into approved work items.
- 03
Attach source proof
Connect policy docs, reports, sample files, exports, monitoring evidence, and response rationale.
- 04
Maintain the lending record
Preserve accepted responses and evidence coverage for future bank reviews and product expansion.
Evidiam connects source proof to the response the bank needs to review.
What this replaces
- Static lending diligence binders
- Disconnected servicing exports
- Unclear fair-lending evidence trails
- Repeated bank onboarding packets
Evidence Evidiam can organize
- Underwriting policy and credit box
- Adverse-action process support
- Fair-lending monitoring evidence
- Servicing and collections controls
- Borrower complaint logs
- Model, vendor, and change governance
Bank packet can include
- Credit-policy evidence map
- Fair-lending control summary
- Adverse-action support
- Servicing oversight packet
- Complaint and remediation history
- Signed response narrative
Marketplace lending proof becomes a living bank-response record.
The fintech can keep one accepted evidence record across bank diligence, ongoing oversight, audits, and product reviews.
Keep exploring the evidence layer.
Sponsor-bank DD response
Evidiam turns sponsor-bank due diligence checklists into approved asks, evidence-backed responses, and reusable fintech-owned compliance records.
Audit and exam response
Evidiam helps fintech teams manage bank audits, exams, renewals, MRA-style requests, evidence attachments, sign-offs, and response packets.
Reusable evidence record
Evidiam helps fintechs preserve a portable compliance evidence record that can be reused across sponsor banks, audits, renewals, and diligence requests.