Evidiam
Bank-partnership compliance, owned by the fintech

Respond to today's bank request. Keep the evidence for every bank after it.

Evidiam turns DD checklists, audit requests, and sponsor-bank obligations into a fintech-owned evidence record that can be reused across banks, renewals, diligence, and exams.

Banks can review the response. Fintechs keep the record.

DD Checklist Intake
Multi-tab request to approved asks
Sanitized
Uploaded request

Acme Corp Sponsor Bank DD Request.xlsx

Program Overview9 asks
BSA & OFAC14 asks
Cards & Disputes11 asks
Complaints8 asks
Review gate

Parsed asks stay in draft until the fintech approves, edits, or excludes them.

Parsed
42
Approved
31
Reusable
24
Approved askStatus
Program overviewApproved
BSA/AML monitoringApproved
Dispute operationsNeeds evidence
Consumer complaintsDraft

DD checklist intake · Multi-tab parsing · Ask approval · Read-only folder scan · Evidence matching · Bank response · Portable trust profile

Platform capabilities

From bank checklist to reusable evidence record.

Evidiam gives compliance teams a concrete way to answer the bank now while preserving the proof they will need again later.

DD checklist intake

Upload sponsor-bank diligence lists, audit requests, agreements, and operating requirements into one structured workflow.

Multi-tab request parsing

Extract asks across XLSX tabs and documents with source references so the fintech can review the request before it becomes work.

Ask approval workflow

Approve, edit, exclude, assign, and prioritize each bank ask before evidence owners begin responding.

Read-only evidence folders

Inventory Google Drive folders, SFTP locations, and uploaded evidence without editing, moving, or deleting client files.

Evidence matching

Suggest strong, weak, and missing evidence matches so teams can attach proof, reject misses, or mark clean gaps.

Bank response view

Produce a bank-readable response with status, rationale, evidence, owners, and the exact artifacts shared.

Signed judgments

Capture officer review, rationale, approvals, and remediation decisions with a durable audit trail.

Portable trust profile

Maintain a reusable evidence record for future bank reviews, audits, diligence, and partner expansion.

The evidence travels

Your compliance record should not reset when the bank relationship changes.

Sponsor banks ask for overlapping evidence, but fintechs are often forced to rebuild the same record across spreadsheets, portals, emails, and data rooms. Evidiam lets the fintech update the evidence once, scope what gets shared, and reuse the approved record across the next request.

Fintech-owned

Evidence record

Approved asks, source files, signed judgments, response history, and shareable trust profile.

Bank A diligence
Bank B onboarding
Annual review
External audit
New product approval
Board reporting
The loop

Upload. Approve. Connect. Match. Resolve. Export. Reuse.

The product is built around the exact work a team does after a sponsor bank sends a request.

  1. 01

    Upload

    Bring in the bank request.

    Upload the DD checklist, audit request, agreement schedule, or paste the request text.

  2. 02

    Approve

    Confirm the working checklist.

    AI parses the asks with source context, but the fintech approves, edits, excludes, and assigns them.

  3. 03

    Connect

    Point Evidiam at evidence.

    Connect a read-only Google Drive folder, SFTP location, or manual evidence upload.

  4. 04

    Match

    Review suggested evidence.

    See strong, weak, and no-match groups, then attach files or send owners back for more proof.

  5. 05

    Resolve

    Close gaps deliberately.

    Mark unavailable evidence as a gap, assign follow-up, or add response notes before export.

  6. 06

    Export

    Produce the bank response.

    Each response carries status, rationale, evidence, owners, sign-off history, and shared artifacts.

  7. 07

    Reuse

    Keep the record for next time.

    The response becomes part of a portable trust profile for future banks, audits, renewals, and product expansion.

The bright line

Banks can endorse the workflow without owning the record.

Evidiam is neutral infrastructure for the evidence exchange. Sponsor banks can invite clients and review accepted packets, but the fintech controls the evidence, the approvals, and the portable trust profile.

Own the record before you need it.

Bring an active bank request. Leave with the path to a reusable evidence record.